Today I am going to talk about tips and tricks for keeping a budget friendly holiday. This is something I try to do every year. I kow Christmas is huge, but we try to keep it within reason for us (which is probably small for others). It is just a holiday and we don't want to overlook the real reason we are celebrating, Jesus' birth. I also don't want my son to be the kid that opens a gift that isn't 'as cool' as something else some one else bought him and throw it to the side. I want him to be appreciative for every gift he gets. So far so good because he doesn't get very many gifts, but I am proud of his attitude. Anyway, here are my tips:
1.) Have a limit for each person. Mine is usually 20 euros per person. (More for the boys and Lavar) DO NOT go over the limit, no matter how cute or good that present it.
2.) Be specific. I used to like to spend a ton of money on presents because I thought it showed I loved that person more. But since money has been tight for us, I realized I can be just as thoughtful with something simple that the person really needs or wants. My dad and younger brother always like a good book. My sister-in-law, something organizing or cute. I get them a specific gift within my budget.
3.) Use your change. I know this sounds funny, but most people when they get change from a purchase, put it in their purse and don't think about it again. I try to pay everything exact if I can. I think you spend less money using up the change!
4.) Be creative. Without being cheap or unthoughtful, make some gifts. I have made little girl headbands for my neice and cousins. If you have a talent, use it! Not like 'one coupon for a free hug' or something like that though.
5.) Coupons! I have never done black Friday, so I am not good at that, but there are always good coupons out there for different things. 20% off Bed Bath and Beyond or Borders. You can always google coupons for whatever deals you want to find. If you get the gift for cheaper, don't buy more to supplement to get the gift up to the allotted amount. Take the deal and you saved money!
I am very frugal and planned during the holiday season. I think it can be enjoyed and at the same time not break the bank. After all, how can you enjoy the holiday if you are stressing over money issues!!